Credit Manager: SME


Nedbank is recruiting a Credit Manager: SME, to be based in Windhoek, Namibia.
  • To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank
  • Day-to-day management and monitoring of various SME credit portfolios
  • Ensure compliance with credit administration functions in line with the Standard Operating Procedure and Credit Policy of the Bank
  • Understanding of the Sales environment and customer segment to provide support in terms of the Business Unit strategy
  • Validate and assess client information presented in Credit applications to determine serviceability of facilities applied for
  • Ensuring that policies and standard operating procedures are adhered to
  • Analyzing of the loan applications and make sound credit decision within mandate and adding sound motivation for presentation to higher mandated level in need
  • Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided
  • Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines
  • Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services
  • Providing correct reports and statistics/data to senior management
  • Providing input for formulation of policies and procedures within the framework of sound credit management
  • Keeping abreast with changes in the micro and macro-economic, political, legislative, and social environment in order to provide proper lending advice
  • Essential Qualifications - NQF Level:
  • Advanced Diplomas/National 1st Degrees
  • Preferred Qualification:
  • An applicable Business, Accounting or Economics Degree
  • Minimum Experience Level:
  • The applicant must have at least 5 years credit experience in a banking environment of which 3 years must be with a lending mandate
  • Understanding of retail and SME banking together with experience in lending into this segment
  • The applicant must demonstrate knowledge of standard credit principles, financial statements, and the interpretation thereof
  • Knowledge of accounting standards and Basel II requirements
  • The applicant must be knowledgeable and experience in the provisions of the Reserve Bank policies and Rules
  • The applicant must have strong knowledge of legal matters and practices within the context of the Namibian environment
  • Technical / Professional Knowledge:
  • Banking knowledge
  • Banking procedures
  • Business Acumen
  • Communication Strategies
  • Data analysis
  • Governance, Risk and Controls
  • Industry trends
  • Nedbank policies and procedures
  • Principles of financial management
  • Principles of project management
  • Behavioural Competencies:
  • Communication
  • Customer Focus
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills
  • Only shortlisted applicants will be contacted
This vacancy is no longer accepting applications


  • Entity Nedbank
  • Location
  • Category
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  • Published 09.02.2024
  • Expires 13.02.2024
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