Credit Officer

Description

• Responsible for the effective and efficient administration of credit activities as per the allocated client portfolio in compliance with the Bank’s credit policy and procedures in order to contain credit risks as per Performance Development Contractffective administrative management of the credit facilities in compliance with the Bank’s credit policy and procedures and containment of credit risk as per BSC

Duties

• Financial Management:
• Assist the Portfolio Credit Officer/Manager in the planning and execution of the Branch budget, e.g., margin management and credit-related non-interest income
• Client Relationship:
• Management of client relationships by ensuring that clients are handled in a professional manner and information provided is correct
• Sales Focus:
• Identifying cross-selling opportunities and referring such opportunities and leads to the relevant departments
• Develop and reinforce a sales culture in the branch
• Credit Administration:
• Responsible for the effective and efficient administration of credit activities as per the allocated client portfolio in compliance with the Bank’s credit policy and procedures to contain credit risks as per Performance Development Contract

Requisites

• Qualifications:
• Grade 12 with 4 years’ total with at least 2 years’ experience in credit
• Successfully completed credit and collateral modules be an added advantage
• Grade 12 with 4 years’ total with at least 2 years’ experience in credit
• Successfully completed credit and collateral modules be an added advantage
• Core Competencies:
• Customer focus
• Delivering Results and meeting customer expectations
• Planning & Organising
• Assertive
• Interpersonal Sensitivity
• Problem Solving and Analytic
• Insight/understanding
• Ability to work well under pressure
• Friendliness
• Quality conscious
• Communicating orally/written
• Teamwork
• Reliability
• Resilience

Notes

• Only shortlisted applicants will be contacted