Loan Officer

Bank Windhoek

Bank Windhoek is recruiting a Loan Officer, to be based in Katima Mulilo, Namibia.
  • Effective administrative management of the article finance credit facilities in compliance with the Bank’s credit policy and procedures and containment of credit risk as per BSC
  • Proactive sales of the Banks article finance products and cross selling to the existing clients to meet business objectives of the Bank
  • (RB4)
  • Customer Focus:
  • Responsible for ensuring that clients are handled in a professional manner, the information provided is correct and clients are correctly referred
  • Client relationship management for article finance accounts
  • Sales Focus:
  • Responsible for identifying cross-selling opportunities and to refer such opportunities and leads to the sales area
  • Credit Administration for finance:
  • Ensure all applicable documentation for finance applications are received from customer / dealer
  • Responsible to ensure that documents for entry are completed correctly with the required authorisation and signatures
  • Daily referral processes
  • Responsible for preparing reports and standard statements / Ensures that monthly returns/reports are submitted to centralised Credit Office
  • Responsible for preparing reports and standard statements / Ensures that monthly returns/reports are submitted to Manager : Credit
  • Responsible for ensuring that contracts are complete and legally correct
  • Responsible for ensuring that differences between source documents and the system are corrected and that lists are filed
  • Responsible to ensure that costs are recovered in accordance with the prescribed guidelines
  • Achieving credit control assessment targets / audit
  • Completion of all applicable documentation for article finance: existing/new customers
  • Expertise:
  • Adequate knowledge of Banks products and services, as well as article finance credit principles
  • Conduct:
  • Abide by and uphold the Banks “code of conduct” regarding: professionalism, commitment, reliability, confidentiality, brand loyalty, behaviour in public discipline, etc
  • Other duties:
  • Willing to perform any other reasonable and lawful duties assigned by the management
  • Experience/Knowledge & Skills:
  • At least 2 years general banking experience
  • Knowledge of Products and Services
  • Knowledge of Business & Administration Procedures
  • Knowledge of Credit principles
  • Computer literacy essential (Word, Excel)
  • Good Leadership skills
  • Excellent interpersonal relationship skills
  • Skill in analyzing and evaluating financial information
  • Passion to work with numbers
  • Qualifications:
  • Grade 12
  • A Credit Diploma will be an advantage
  • Core Competencies:
  • Customer focus
  • Delivering Results and meeting customer expectations
  • Planning & Organising
  • Assertive
  • Interpersonal Sensitivity
  • Problem Solving and Analytic
  • Insight/understanding
  • Ability to work well under pressure
  • Friendliness
  • Quality conscious
  • Communicating orally/written
  • Teamwork
  • Reliability
  • Resilience
  • Only shortlisted applicants will be contacted
This vacancy is no longer accepting applications


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