Vacancy

Loan Originator (Business Banking)

Nedbank

Nedbank is recruiting a Loan Originator (Business Banking), to be based in Windhoek, Namibia.
Description
  • To provide a superior client service through people by applying sound lending credit principles thereby enabling Nedbank to grow its clients base within an acceptable credit risk appetite
Duties
  • Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided
  • Build and maintain effective working relationships with stakeholders by providing a range of specialized credit risk management advisory services
  • Manage client expectations by operating within the specified parameters
  • Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable mandate
  • Give overview of the book by developing and preparing portfolio review
  • Identify the various credit risks pertaining to a client by analyzing and interpreting financial, market and business information
  • Ensure quality of submissions of credit applications /reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.)
  • Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy)
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank
Requisites
  • Essential Abilities:
  • Fully conversant with local banking conditions
  • Extensive and sound experience in all aspects of sales and banking
  • Sound credit background linked with superior interpersonal and marketing skills, governance, risk and controls
  • Results driven and sales driven personality.
  • Customer Centric
  • Ability to work under pressure, team oriented and a flexible approach
  • Oral and written communication
  • Highly analytical
  • Innovative
  • Education and Experience Requirements:
  • Bachelor of Commerce/B.Tech in Credit Management
  • Minimum of 5 (Five) years extensive experience or knowledge in credit granting across banking and lending products
  • Sound knowledge of Word, Excel, Outlook is a prerequisite
  • Namibian Citizen
  • Technical / Professional Knowledge:
  • Relevant software and systems knowledge
  • Relevant regulatory knowledge
  • Industry and Economic trends
  • Research methodology
  • Principles of financial management
  • Cluster Specific Operational Knowledge
  • Data analysis
  • Decision-making process
  • Governance, risk and controls
  • Portfolio management
  • Behavioural Competencies:
  • Coaching
  • Communication
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills
Notes
  • Only shortlisted applicants will be contacted

Details

  • Entity Nedbank
  • Location
  • Category
  • Tags
  • Published 10.06.2024
  • Expires 17.06.2024
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