Manager, Credit Origination (m/f)

Description

• To offer support service to the Manager Acquisitions, Franchise Manager and Commercial Relationship Managers with the primary objective to prepare credit papers in order to grow the asset base of the Bank and to evaluate counter-party credit risks with Standard Bank lending and investment activities at the client interface, but to also ensure that credit risk is contained within acceptable parameters
• Limit the number of exposures flowing over to R&R

Duties

• Confident effective communication with Commercial Banking clients, through appropriate questioning to establish risk and profitability parameters associated with business proposals, requesting specific financial information and evaluation of value of security presented or held
• Articulates concepts and requirements clearly, presents and substantiates own judgement/analysis/evaluation with skill and diplomacy without feeling intimidated
• Develops strong partnership relationship with Relationship Manager and Manager Acquisitions through supporting portfolio business objectives in providing an efficient and professional credit evaluation service to the portfolio
• Strives to identify a structure low risk high profitability facilities, and alternatives that may make the deal more viable. Achieves co-operation through clarifying respective roles and responsibilities and operating within the mandates afforded by the roles
• Anticipates potential sources of conflict between clients and Relationship Managers/Manager Acquisitions and credit role, takes proactive action to avert conflict that will impact on client relationship
• Diffuses potential conflict situations tactfully, with respect for other parties involved and fosters a climate of co-operation and trust
• Highly analytical. Transformed strategy into action. Evaluates broad ranging issues and selects optimum path to achieve longer-term business objectives

Requisites

• NQF Level 7
• CA with a Degree in Business Commerce and/or Degree in Finance and Accounting

Notes

• Only shortlisted applicants will be contacted